Instant Fund
Find The Best Rates In US
Whether you're shopping for the best loan rate or just want to check your credit score, Instant fund can help. Choose an option below to get started.
Trusted by more than
1,500,000 Canadians
How It Works
3 Simple Steps
1
Select Your Service
Whether you need cash, want to get out of debt, find a broker or grow your business, we have a solution for you. Select the service you need to apply.
2
Submit your application
Submit your request with Instant fund to start. Applying is fast, secure and easy. We only ask you the information required to find you the best possible offers.
3
Get Personalized Offers
Our technology automatically sorts through our provider network and sends you the best third-party offers by phone or email to help you reach your goals faster.
Research & Compare
Canada's Loan Comparison Platform
Largest Lender Network In Canada
Save time and money with Loans Canada. Research and compare lenders before you apply. Share your experiences with Canada's top lenders.
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Neo Secured Credit : Build Credit and Earn Cashback
Build credit with on-time payments, 1% cashback on gas and groceries¹ and at least 0.5%² monthly minimum cashback with Neo partners.
Why choose Instant Fund?
Apply Once & Get Multiple Offers
Get Your Free Credit Score
Expert Tips And Advice
Save Time And Money
Free Service
Exclusive Offers
Frequently Asked Questions
Launched in 2012, Loans Cart is Canada’s original and most trusted loan comparison platform. Millions of Canadians use Loan Cart each year to learn about lenders, credit or to apply for loans and other financial services. We have worked hard to build relationships with Canada’s best financial institutions to simplify the borrowing experience for all Canadians.
In short, you’ll save time and probably a lot of money! It’s important to compare different options instead of going with the first one you find. If you apply with one lender and get rejected, you’ll have to restart the process with another lender. Loan Cart simplifies this process with a single, unified application that connects you to the best loan offers.
Yes! We know that many Canadians face challenges in qualifying for loans and other services due to their credit score. However that does not mean no solutions exist. In fact, our platform enables Canadians to qualify for any loan regardless of their credit score.
- It depends on your financial profile and varies on a lender by lender basis. Some lenders don’t even look at your credit score and look at other factors, such as income and employment, before making their approval decision. Usually the cost of a loan is associated with the level of risk associated with the borrower, and that depends on multiple factors.
Yes! All of our resources and services are 100% free to use. We earn a small fee from financial service providers only when a user uses our platform to find a solution. That’s why it’s in our best interest to connect you, the user, with the best possible solution each and every time.
