Thank You !

All loans are subject to credit and underwriting approval. Instant Fund Company is a loan search platform and comparison website, not a lender. Instant Fund Company works exclusively with financial service providers who comply with Canadian laws and regulations. Loan amounts range from $500 to $50,000, with terms between 3 months to 60 months or longer. APRs range from 6.99% to 46.96% and will depend on the credit profile assessed by our partners. For example, on a $500 loan paid monthly over 9 months, the borrower will pay $81.15 per month for a total of $730.35 over the course of the loan. This total includes an optional loan protection policy offered by our partners.

In the event of a missed payment, an insufficient funds fee of approximately $45 may be charged (this varies depending on the lender). Should a loan default occur, your payment plan will be terminated, and additional collection methods will be used to recover the remaining balance. Outstanding debts will be pursued to the fullest extent of the law, with fair collection practices employed.

Instant Fund Company is not affiliated with Equifax Canada Co., its parent company, subsidiaries, or affiliates (collectively, “Equifax”). The content on this website is not reviewed or approved by Equifax. Instant Fund Company is an authorized reseller of the Equifax Risk Score; however, Equifax does not endorse, guarantee, or recommend any of the products, services, or content provided on this site. For information about Equifax, the Equifax Risk Score, or Equifax credit reports, please visit the official Equifax USA Co. website at https://www.consumer.equifax.ca/personal/.

Instant funding availability is provided through our partnered instant funding companies, subject to lender approval and verification.